Costs and funding

 A cost effective alternative to nursing home care 

Compassion First Carers are aware of the funding issues which can arise when considering social care support. It is vital that independent financial advice is sought and we believe the earlier the better so as to ensure a fully informed decision can be made. 

 Families may fund their care themselves although many people are eligible to receive some support from their local authority.

Your local authority should be your first information source and can signpost you to various organisations which can assist you, your family or a representative acting on your behalf.

 All social care support is subject to a means test and the criteria is set annually by Parliament and an assessment of need is completed by your local authority.

We use the Fair Access to Care Criteria to band our clients. This system is set by the Department Of Health and ensures that a fair and equitable fee structure is in place. 

Pension Credits

Pension Credits provide a guaranteed minimum level of income by topping up your weekly pension. Guarantee Credit tops up your weekly income if it’s below £159.35 (for single people) or £243.25 (for couples). These amounts may increase further depending on individual circumstances. For example, if you are disabled then any addition will be assessed at the time of application.

Savings credit

Those aged 65 or over may also qualify for Savings Credit; you may receive this on its own or along with the Guarantee Credit. You may be entitled to savings credit if you or your partner is aged 65 or over and have made some provision for your retirement for example savings/investments or a second pension. 

Attendance allowance 

Attendance allowance is a tax-free benefit payable to those aged 65 or over who need help with personal care due to physical or mental disability. Usually to qualify you must be aged 65 or over and at least one of the following must apply:

  • You have a physical disability (including sensory disability, such as blindness), a mental disability (including learning difficulties), or both.
  • Your disability is severe enough for you to need help caring for yourself or someone to supervise you, for your own or someone else’s safety.
  • Attendance Allowance is paid at two rates depending on how your disability affects you, i.e. based on your levels of care needed.

Important Note

The information provided relating to benefits is based upon our understanding of current qualification criteria based upon information provided either by or To assess your individual circumstances you should seek appropriate advice and should not act solely on the information contained here as all circumstances are different.